Health Insurance Deductibles – An Extortion of Patients

Thoughts From my Kitchen

On top of navigating the maze that is Obamacare, after you’ve found your plan that includes all of the doctors you want, and an in-network hospital with an Emergency Room is within 10 miles of your house (and making sure to save a breath and tell your ambulance driver before losing consciousnesses), making sure the hospital in which your children’s pediatrician has staff privileges is in-network and hoping that all of the ‘in-network’ locations are reasonably close to your home so it doesn’t take all day to sort out doctor’s appointments, you come to the next thing on the list, and that is when and how do you want to spend your money. Do you want to spend it all now or save your money now and spend it later?

Insurance premiums and deductibles have an inverse relationship, the higher the monthly premium, the lower the deductible, the lower the…

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